Use Case 5

Funding Wireless POTS Deployments in the USA

Wireless POTS replaces legacy copper landlines with LTE/5G or broadband adapters that deliver analog dial tone for critical devices like alarm panels, elevator phones, and fax machines. As carriers retire copper networks and service mandates, businesses are forced to migrate to more reliable, remotely managed digital alternatives.

The migration is driven by rising costs for legacy lines, reduced carrier support, and the need for failover connectivity in life-safety and compliance-critical environments. Wireless POTS deployments typically require the purchase and installation of certified hardware at scale, backed by multi-year service contracts.

Murabaha Principles for Funding Wireless POTS Deployments in USA

SukukFi funds these deployments using Murabaha-based financing tied to the equipment and service contract, with repayment matched to recurring revenue over the contract term.

• Contract-linked funding: Financing is structured around recurring revenue agreements, typically over 36 months.
• Direct vendor payment: Funds are paid to approved suppliers to procure deployment hardware.
• Known profit margin: The cost plus markup is disclosed upfront with clear repayment terms.
• Receivable security: SukukFi secures the contract receivables and collects customer payments through its banking infrastructure.

Sharia conclusion: The structure remains asset backed and transparent, avoiding riba while keeping funding tied to real economic activity and measurable service delivery.

Comparison to interest based financing: Unlike loans that charge interest on cash advances, Murabaha financing links returns to tangible equipment and disclosed markups, giving operators predictable costs while aligning funding to delivered capacity and contracted cash flows.