Core Prohibitions
- Riba (interest): Money cannot generate money by itself; returns must come from real economic activity.
- Gharar (excessive uncertainty): Contracts must avoid ambiguity in price, subject matter, or delivery.
- Maysir (speculation/gambling): Excessive risk-taking or zero-sum speculation is prohibited.
- Haram activities: Financing cannot support prohibited sectors (e.g., alcohol, gambling, pornography, pork).
- Unjust enrichment: Transactions should avoid exploitation and imbalance between parties.