Who can invest in SukukFi?

• Capital Providers (yield seekers; subject to KYC onboarding) looking for stable, non-correlated returns:
• Individual DeFi Investors
• Institutional Investors: DAOs, crypto-native funds, accredited investors, and institutional investors
• Capital Providers must complete the one-time KYC check before depositing stablecoins in the pools. Once your KYC is verified the smart contract governing the pools will execute the deposit of stablecoins into the pools.

What is the expected return or APY?

We target 10-20% base return equivalent in profit shares for underwriting credit and payment terms to customers when funding supplier terms in our transaction chains. Yields can be boosted by providing liquidity on DeFi AMMs using the bond tokens issued when stablecoins are deposited into pools. Yields will be compounded if investors do not withdraw their liquidity from the pools.

How can I withdraw or exit my position?

SukukFi stablecoin pool smart contracts utilise the ERC-7540 token standard that enables asynchronous interactions with ERC-4626 tokenised vaults. Investors will make requests to withdraw their stablecoins from the pool. If the stablecoins are available to withdraw i.e. the stablecoins have not been used to pay suppliers in a transaction chain, then the smart contract will enforce withdrawal back to the investor's wallet. If the stablecoins are not available to withdraw i.e. the stablecoins have been used to pay suppliers in a transaction chain, then the smart contract will wait until liquidity becomes available to enforce withdrawal back to the investor's wallet; whether that is due to a customer payment or new investors enter the pool. Alternatively, trading on secondary markets such as DeFi AMMs is available 24/7/365 subject to liquidity and allows investors to sell their bond tokens on the open market.